How to Afford an Adoption (When It looks Impossible) Part 1

How to Afford Adoption

So you’ve taken a peek at the fees involved in an adoption and you’re freaking out a bit, yes?

Take a deep breath. Let it out. And don’t give up on that dream. I wholeheartedly believe that God is very intentional about WHO he gives the dream of adoption to. So don’t let the fees scare you away.

Here’s what you do before you start fundraising. Lets think about ALL of the costs of adoption, not just the money.

  1. Be realistic about you can manage.
    1. Can you easily afford another family member? Food, clothing, shelter, medical, daycare, school, etc…
    2. Can you easily afford the time it takes to care for a baby?
    3. Can you commit to continuing your own education about adoption-related issues, transracial issues if applicable, and early trauma?
    4. Can you commit to being open and honest with your adopted child, honoring their first family, and their heritage?

If you really want to do yourself a favor, read “The Connected Child” by Dr. Karyn Purvis before you foster or adopt. It should be required reading for all of us. Trust me on this, people.

A few other things:

  1. Be realistic about your time frame.
    1. Researching adoption, agencies, checking references takes anywhere from 2-4 months
    2. Application processing – 1 month
    3. Home study – 3-5 months
    4. Waiting on placement – Varies
  2. Take a look at your finances and resources you already have access to.
    1. What can you put aside into savings each month
    2. Does your employer offer any adoption assistance?
    3. Research current tax credit laws to see what you qualify for


Okay, now you’ve established a baseline. You know how much it will cost, a vague timeline, and how much you need to raise in that timeline.

All done? Okay, stay tuned for part 2 where the fun begins.

Leave a Reply

Fill in your details below or click an icon to log in: Logo

You are commenting using your account. Log Out /  Change )

Google photo

You are commenting using your Google account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s